Guilt Complex
You feel personally responsible for those who play a significant role in your life. This includes adventuring companions, employers, subordinates, Allies, Dependents, and those toward whom you have a Duty or a Sense of Duty. If anything bad happens to someone like this, you will be wracked by anxiety and guilt – even if there was nothing you could have done to avert the disaster.
If the mishap was not your fault, you will suffer the effects of Chronic Depression for (15 - Will) days, minimum one day. Use your Will as your effective self-control number. If the mishap was your fault, the effects of Chronic Depression will last (20 - Will) days, minimum two days, and your effective self-control number is Will-3.
Others may attempt to help you overcome your feelings of guilt by making Fast-Talk or Psychology rolls. The GM is free to modify their rolls, depending on how convincing they sounded. Roleplay it!