Cursed

-75 points

Like Unluckiness, but worse. When anything goes wrong for your party, it happens to you, first and worst. If something goes right, it misses you. Any time the GM feels like hosing you, he can, and you have no complaint coming, because you are Cursed. You can't buy this off just by spending points – you must determine what has cursed you and deal with it, and then spend the points.