Unfit
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You have worse cardiovascular health than your HT alone would indicate. This comes in two levels:
Unfit: You get -1 to all HT rolls to remain conscious, avoid death, resist disease or poison, etc. This does not reduce your HT attribute or HT-based skills! As well, you lose FP at twice the normal rate. -5 points.
Very Unfit: As above, but the penalty to HT rolls is -2. In addition, you recover FP at only half the normal rate. You may not purchase any level of Resistant. -15 points.
In both cases, this disadvantage applies only to FP lost to exertion, heat, etc. It has no effect on FP "spent" to power psi or magic spells.